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98 N BEAR RIVER RD, Saratoga Springs, UT — photo 11 / 27
Single FamilySeller Financing

$500,000

98 N BEAR RIVER RD, Saratoga Springs, UT 84045

Type

SFR

List Price

$500,000

Price/Sqft

$258

Est Gross Yield

6.1%

$30,288/yr est.

Property Details

Property typeSingle Family
Year built2026
Total units1
Living area1,938 sqft
Bedrooms4
Bathrooms3
Lot size0.07 acres
Parking2 spaces
Days on market7
Listed2026-09-03T00:00:00+00:00

Description

One of this home's biggest advantages is its existing 30-year FHA mortgage at 3.99% fixed! Instead of financing the entire purchase with a new loan, a qualified buyer may be able to take over the seller's current mortgage and bring approximately $20,000 to cover the difference between the purchase price and remaining loan balance, plus closing costs. Built in 2026, this four-bedroom, 2.5-bath Selma plan offers 1,938 square feet and a distinctive two-level layout. The kitchen, dining area, and great room come together in a bright, connected living space centered around a generous eat-around island. Large windows bring in abundant natural light to enjoy the surrounding mountain views. All four bedrooms and the laundry are also upstairs, including a spacious primary suite with a walk-in closet and spa-style shower. The washer and dryer are included, and a radon mitigation system has already been installed It comes with a 5 year warrenty. Additional highlights include an attached two-car garage, a fully fenced yard, central air, and a welcoming covered front porch. The Backyard should be finished in the next two weeks or so. Wander amenities include a community pool, playgrounds, biking and hiking trails, and snow removal. The mortgage takeover is subject to lender approval, buyer qualification, the final loan balance, and applicable terms. Buyer to verify all information.

Listed by Cassandra M Wilson · KW WESTFIELD

Location

98 N BEAR RIVER RD, Saratoga Springs, UT 84045

Proforma

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Cap Rate

4.03%

Cash-on-Cash

-1.73%

Cash Flow

-$270/mo

Purchase Price$500,000
Down Payment35% ($175,000)
Interest Rate6.00%
Monthly Rent$2,524/mo
Vacancy5%
Expense Ratio30% ($8,632)

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Pro forma estimates are based on assumptions, not guaranteed, and should not be relied upon.

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© 2026 UtahRealEstate.com. All rights reserved. Based on information from the Wasatch Front Regional Multiple Listing Service, Inc. as of 9/10/2026, 10:50:11 PM. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or the MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing data provided by UtahRealEstate.com.